How much does it cost to develop a fintech app?

A fintech app typically costs between $30,000 and $80,000 for an MVP, and $150,000 or more for a full regulated platform with compliance, payments, and security built in. The exact figure depends on features, integrations, and regulatory scope. Offshore partners like Acquaint Softtech deliver the same engineering from $22 per hour, well below US and UK agency rates.