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How Payment Gateways Work: Transaction Flow, APIs, and Settlement Explained

A payment gateway is not a checkout button. It is a 7-step transaction pipeline that authenticates, routes, scores, and settles every card payment in under 2 seconds. Here is exactly how it works.

Ahmed Ginani

Ahmed Ginani

May 11th, 2026

The Complete Guide to FinTech Software Development in 2026

Complete guide to fintech software development 2026: all five verticals, compliance architecture, real build sequences, AI capabilities, and fintech development cost, from 1,300+ delivered projects.

Acquaint Softtech

Acquaint Softtech

May 6th, 2026
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