Building a neo-bank in 2026 starts with one decision that determines everything else: BaaS consumer or direct licence. This guide covers both paths, licensing, ledger design, KYC/AML, feature roadmap, tech stack, and real cost data.
A payment gateway is not a checkout button. It is a 7-step transaction pipeline that authenticates, routes, scores, and settles every card payment in under 2 seconds. Here is exactly how it works.
Complete guide to fintech software development 2026: all five verticals, compliance architecture, real build sequences, AI capabilities, and fintech development cost, from 1,300+ delivered projects.
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